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25-Oct-2015 06:54 by 3 Comments

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• Don’t apply for multiple credit cards and loans simultaneously.

You'll also get free relationship coaching via blogs and a popular message board.

Bad credit can even mean huge deposits for utility hookups and being excluded from better cellphone plans.

Get your score Television commercials advertising free credit scores abound, but many of these sponsors require a credit card number and then bill you for automatic score updates.

Users can take over a dozen quizzes and answer hundreds of questions on everything from whether or not they believe in love at first sight, to questions about values and morals, to really narrow down their matches.

This site also has a mobile app available for free.

• 10% is derived from new credit accounts, which signal caution. Credit card balances are considered riskier than installment loans, for instance, and diversification reduces your risk profile.

Why it matters Credit scores have a big effect on financing opportunities.

As if this wasn’t reason enough to take your credit score seriously, these numbers carry weight in many other areas too.

Landlords often run credit checks on prospective tenants and won’t accept those with low scores.

Fortunately, there are free sites where you can meet your lobster and not break the bank.

All of the sites listed here are free to browse, to set up a profile, and to communicate with others via message or email -- whether you initiate the contact or the other person does.

You can get your score by paying a small fee to each of the three credit bureaus.