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21-Oct-2014 20:53 by 10 Comments

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You might even be conned by a new “friend” you meet at church or in other community groups who offers you a tip or opportunity to invest in a scheme.

Sometimes, seminars or free lunches provide a front for this crime (though, of course, many legitimate investment marketing promotions use this approach).

Usually the excuse is that the cash is needed to post bail and has to be a money wire payment is a dead giveaway for a scam.

However, in a new and particularly nasty variation, victims were told their grandchild had been kidnapped and that they had to pay a ransom.

But sometimes they aim directly at seniors, the most recent example being the bogus Medicare refund scam, in which the crook asks for personal information, including Medicare card details, supposedly so a 0 check can be issued to cover the gap in covered prescription charges. Action: Read our earlier issue and never provide confidential information over the phone unless you’re 100% sure the caller is genuine. Other health-related scams not directly linked to Medicare include offers of “free” equipment or supplies, with charges hidden in the fine print of a document you must sign, and tests, including ones for diabetes, that are either unnecessary or unreliable.

The 0 check, by the way, is mailed out automatically to those who are entitled. Senior scam artists also exploit health concerns of older folks by bombarding them with spam offering virility, anti-aging and memory improvement products or services whose effectiveness has no scientific basis of proof.

In some cases, the crooks knew something about the grandchild and used an accomplice to impersonate their voice.

Even more cunningly, they earlier phoned the genuine grandchild, pretending to be from a cell phone company, telling them to switch off their phone for a maintenance project, thus preventing the grandparent from checking the story.Our experts have reviewed the most popular online dating sites for seniors (age 50 and up) and ranked them based on size, success rate, safety and other factors. Dating is a free online resource that offers valuable content and comparison services to users.To keep this resource 100% free for users, we receive advertising compensation from the sites listed on this page.In this issue, we identify 10 of the most common senior citizen scams, together with the actions you can take to avoid them.Before we get started, we suggest you visit last week’s most popular articles from our other websites: How To Maintain a Below Average Credit Card Debt: Find out the average credit card debt and how to make it your goal to stay beneath this benchmark.Action: Always work with your doctor or other reputable health professional for any medications or equipment you think you might need. Two mortgage scams specifically try to trick seniors.

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